Try Out These Tips For Winning Your Personal Injury Case
Handling personal injury events is often a tough, frightening and daunting prospect. However, if you know how to retain the right personal injury lawyer and you know how to proceed with the case, then it does not have to be all doom and gloom. Read on for great tips on dealing with your personal injury.
Try using the Internet to find a personal injury attorney. You can easily search locally on various databases, organization websites, and forums. You can even search for local attorneys that specialize in specific niches like car accidents. These resources can provide you with detailed lists of attorneys in your area, and some even include their website links.
It is possible to locate a personal injury attorney online, but don't forget to check with people that you know, either. You may be surprised at the number of people who have had to deal with a similar situation before. Ask for their recommendations or find out if they had a negative experience with anyone in your area.
There is no rush, so slow down when seeking out a personal injury attorney. Take your time and check out all of your options. Do your research for each both in person and online. The more time you take to select the best lawyer, the more likely you are to truly get the best.
Never commit to a personal injury lawyer until you have the breakdown of your fees in place. If you are short on money at the time, speak with your lawyer to determine if a payment plan can be set up so that you do not face additional stress after your case.
Go to the ABA (American Bar Association) to begin searching for an attorney. This place will give you recommendations and present the file of your lawyer to date.
Hire a lawyer as soon as possible. If you have been injured, try to start the process of locating a lawyer within a week or two at most. If you have been hospitalized, or are otherwise too injured to do the work yourself, enlist the help of a friend or family member. A lawyer is your best bet for a successful personal injury claim outcome.
When picking the personal injury lawyer that is right for your needs, take advantage of the free consultation that is offered by most reputable law firms. Ask for the details of how you will be billed for the service you need and make sure to be completely honest with the lawyer about the details of website your case.
If you have to miss work as a result of any injury you received, make sure that you let your boss know that this is why you will be absent. Later on you can ask your boss for a statement if you want to sue for any wages you lost as a result of being out.
Hire a lawyer located where the court your personal injury trial will be playing out is located. This ensures they can easily get to the court for your dates, plus they know the local laws and understand them to a "T". They may also be familiar with the judges and their personalities, which can benefit your case.
When picking the personal injury lawyer that is right for your needs, take advantage of the free consultation that is offered by most reputable law firms. Ask for the details of how you will be billed for the service you need and make sure to be completely honest with the lawyer about the details of your case.
After any type of accident or injury, be sure and get names and numbers of witnesses right away. Your case might drag on for long periods, and it is important to get witness statements, as soon as possible, following the event itself. People may forget details or you may not be able to contact them, so getting information quickly will help you with your case.
Never hire a personal injury attorney without looking into their background. Just because they have a great demeanor over the phone and a winning commercial, this does not mean that they are qualified to handle your case. Look into all of their prior cases to see if there are any red flags.
If you have been in an accident, it is important to visit a healthcare provider immediately, even if you don't think you are hurt. Many injuries are not immediately noticed. By visiting a healthcare provide, you can insure that you have not sustained an injury. If you did sustain an injury, the doctor will make note of it in your medical record which can be used in the court of law.
Be sure to document all expenses associated with your personal injury. This includes going to see a doctor, how your property may have been damaged, how much time you've stayed away from work and any other things that have cost you. Proof of this is crucial if the case is going to court because if it's not provided, it can't be a part of your case's judgement.
Record everything. Everything about your injury and how healing is coming along to what is going on with your case needs to be written down. It is very important to stay organized while you are involved with any legal case, but in a personal injury case, what is happening with you is the evidence.
If you burn yourself, never apply anything to the area except for burn ointment. Some people believe that using toothpaste or other substances will make the area feel cooler. This is a bad idea because you can cause the burn to become infected and even more painful. Avoid doing this!
The time is right to prepare for your case in order to recover from your injuries. You should now have a better grasp on the legal system when it comes to personal injury. Be sure to continue to learn all you can so that you can receive the settlement you deserve.
Auto insurers play hardball in minor-crash claims
ATLANTA, Georgia (CNN) -- If you are injured in a minor car crash, chances are good that you will be in the fight of your life to get the insurance company to pay all the medical costs you incur -- even if the accident was no fault of your own.
That's what CNN discovered in an 18-month investigation into minor-impact soft-tissue injury crashes around the country. Those are accidents in which there is little damage to the vehicle and the injuries to people are not easy to see by the naked eye or conventional medical tools like X-rays.
Since the mid-1990s, most of the major insurance companies -- led by the two largest, Allstate and State Farm -- have adopted a tough take-it-or-leave-it strategy when dealing with such cases.
The result has been billions in profits for insurance companies and little, if anything, for the public, according to University of Nevada insurance law professor Jeff Stempel.
"We can see that policyholders individually are getting hurt by being dragged through the court on fender-bender claims, and yet we don't see any collateral benefit in the form of reduced premiums even for the other policyholders," Stempel said.
"So I think now we can say to continue this kind of program is in my view institutionalized bad faith."
If you have never heard of the strategy, it's because insurance companies don't want you to know that they are paying out less and less for minor crashes even while their profits soar and your premiums continue to rise.
But after a review of more than 6,000 company documents and court records, interviews with a dozen people nationwide, including former company insiders, and conversations with accident victims, the picture is clear: If you challenge the offer by some insurance companies you will be left with no option but to go to court, where you will be dragged through the wringer.
Expensive, time-consuming
In an affidavit in a New Mexico case where Allstate is being sued, one of the company's former attorneys said the strategy is to make fighting the company "so expensive and so time-consuming that lawyers would start refusing to help clients."
Shannon Kmatz, a police officer and former Allstate claims agent, said company employees were encouraged to get rid of claims quickly and cheaply and even offered accident victims as little as $50, telling them to take it or leave it.
Both Roxanne Martinez of Santa Fe, New Mexico, and Ann Taylor of West Lafayette, Indiana, saw the practice firsthand.
Martinez suffered neck and back injuries when she was sideswiped by a driver insured by Allstate.
After three years, the company finally offered her $15,000 -- a little more than half of what she needed for lost wages and medical bills.
She went to court, and four years after the accident a jury awarded her $167,000 plus interest.
"It's kind of hard when you are thinking they are going to leave you broke. ... That was very stressful," she said.
Taylor was not as fortunate when her case went to trial.
The Indiana nurse was rear-ended by a State Farm employee driving a State Farm car. Damage to her car was minimal but she suffered herniated disc and muscle tears.
Taylor racked up medical bills and lost wages amounting to about $15,000. The company offered her $2,000.
"I was just very insulted," she said.
She sued, but three years later a jury came back with a judgment for her of only $1,500.
The jury didn't believe she could be hurt in an accident in which the vehicle had barely a dent.
Three jurors told CNN photos of the two cars involved in the accident -- enlarged and prominently displayed by the defense -- played a huge role in their decision.
And one said they assumed Taylor had already been compensated by the insurance company and was just trying to get more money.
https://docs.google.com/presentation/d/1tK7Cq0WYE_Jbut9wKINYSEnPSaXFndpmovl-Sg3Focw/edit?usp=sharing